A. Debt Funds:-
1. Overnight Fund - 1 day
2. Liquid Fund - upto 91 days
3. Ultrashort Dur. Fund - 3-6 months
4. Low Dur. Fund - 6-12 months
5. Money Market Fund - upto 1 year
6. Short Dur. Fund - 1-3 years
7. Med. Dur. Fund - 3-4 years
8. Med. to Long Dur. Fund - 4-7 years
9. Long Dur. Fund - above 7 years
10. Dynamic Bond Fund - across all duration
11. Corp. Bond Fund - 80% corp. bonds
12. Credit Risk Fund - 65% corp. bonds
13. Banking and PSU Fund - 80% in them
14. Gilt Fund - 80% in g-secs
15. 10-yr Gilt Fund - 80% in 10-yr g-secs
16. Floater Fund - 65% float rates
B. Hybrid Funds:-
1. Conservative Hybrid Fund -
Equity:10-25%, Debt:75-90%
2. Balanced Hybrid Fund -
Equity:40-60%, Debt:40-60%, with nil arbitrage
3. Aggressive Hybrid Fund -
Equity:65-80%, Debt:20-35%
4. Dynamic Asset Allocation / Balanced Advantage Fund -
with dynamic asset allocation
5. Multi Asset Allocation Fund -
10% min each in 3 asset classes
6. Arbitrage Fund -
Equity:65% in arbitrage strategy
7. Equity Savings Fund -
Equity: 65%, Debt:10% min., and stating min hedged & unhedged.
C. Equity Funds:-
1. Multicap fund - 65% equity
2. Largecap fund - 80% largecap equity
3. Large & Mid cap fund - 35% largecap, 35% midcap equity
4. Midcap fund - 65% midcap equity
5. Smallcap fund - 65% smallcap equity
6. Dividend yield fund - 65% dividend-yielding equity
7. Value fund - 65% value-strategy equity
8. Contra fund - 65% contrarion-strategy equity
9. Focused fund - 65% 30-stocks equity
10. Sectoral fund - 80% single-sector equity
11. Thematic fund - 80% specific-theme equity
12. ELSS fund - 80% 3-yr lock-in equity
13. ETF/Index fund - 95% specific-index securities
14. Aggressive hybrid fund - 65-80% equity, 20-35% debt
D. Solution Oriented Funds:-
1. Retirement Fund - 5-yr lock-in or till retirement age whichever is earlier
2. Children’s Fund - 5-yr lock-in or till the child attains age of majority whichever is earlier.
E. Other Funds:-
1. Index Funds/ ETFs - 95% in replicating/ tracking index
2. Fund of Funds (Overseas/ Domestic) -
95% in the underlying fund.
1. Overnight Fund - 1 day
2. Liquid Fund - upto 91 days
3. Ultrashort Dur. Fund - 3-6 months
4. Low Dur. Fund - 6-12 months
5. Money Market Fund - upto 1 year
6. Short Dur. Fund - 1-3 years
7. Med. Dur. Fund - 3-4 years
8. Med. to Long Dur. Fund - 4-7 years
9. Long Dur. Fund - above 7 years
10. Dynamic Bond Fund - across all duration
11. Corp. Bond Fund - 80% corp. bonds
12. Credit Risk Fund - 65% corp. bonds
13. Banking and PSU Fund - 80% in them
14. Gilt Fund - 80% in g-secs
15. 10-yr Gilt Fund - 80% in 10-yr g-secs
16. Floater Fund - 65% float rates
B. Hybrid Funds:-
1. Conservative Hybrid Fund -
Equity:10-25%, Debt:75-90%
2. Balanced Hybrid Fund -
Equity:40-60%, Debt:40-60%, with nil arbitrage
3. Aggressive Hybrid Fund -
Equity:65-80%, Debt:20-35%
4. Dynamic Asset Allocation / Balanced Advantage Fund -
with dynamic asset allocation
5. Multi Asset Allocation Fund -
10% min each in 3 asset classes
6. Arbitrage Fund -
Equity:65% in arbitrage strategy
7. Equity Savings Fund -
Equity: 65%, Debt:10% min., and stating min hedged & unhedged.
C. Equity Funds:-
1. Multicap fund - 65% equity
2. Largecap fund - 80% largecap equity
3. Large & Mid cap fund - 35% largecap, 35% midcap equity
4. Midcap fund - 65% midcap equity
5. Smallcap fund - 65% smallcap equity
6. Dividend yield fund - 65% dividend-yielding equity
7. Value fund - 65% value-strategy equity
8. Contra fund - 65% contrarion-strategy equity
9. Focused fund - 65% 30-stocks equity
10. Sectoral fund - 80% single-sector equity
11. Thematic fund - 80% specific-theme equity
12. ELSS fund - 80% 3-yr lock-in equity
13. ETF/Index fund - 95% specific-index securities
14. Aggressive hybrid fund - 65-80% equity, 20-35% debt
D. Solution Oriented Funds:-
1. Retirement Fund - 5-yr lock-in or till retirement age whichever is earlier
2. Children’s Fund - 5-yr lock-in or till the child attains age of majority whichever is earlier.
E. Other Funds:-
1. Index Funds/ ETFs - 95% in replicating/ tracking index
2. Fund of Funds (Overseas/ Domestic) -
95% in the underlying fund.