DON'T RELY ON A SINGLE MUTUAL FUND HOUSE

1. Over-reliance on a single team of experts to handle your money can be reduced by selecting funds across different AMCs.
2. By doing so, your portfolio health can withstand any sudden downturn in performance of any AMC across its schemes, for own unique reasons.
3. Hence, selecting another peer fund of a different AMC within top 25% of a specific category is better. 
4. As no fund occupies top quartile always, it can be checked how soon it rebounded after slipping, to ensure that it continues to stay within top 50% for over a year.