Rajen's Moneytips

1. List down   a) All your tangible assets and other valuable assets you would like to be transferred to your loved ones after your death. b...

1. A long-term investor knows that there is no formula for picking winners always, hence he keeps his return expectations normal to beat in...

1. The fund management of MFs definitely does matter to long-term investors, and this is not a one-man job. 2. It is a team of professiona...

1. As a DIY investor, differentiating between unique characteristics of Index Fund, Exchange Traded Fund and Fund Of Funds is necessary bef...

1. Sebi has mandated that each AMC can have only 1 fund in each of the various clearly spelt out categories, as far as Open-ended funds are...

1. Our hefty domestic demand growth, which always used to neutralise our perenially dismal export growth, has considerably weakened, with w...

1. 25-yr young earners can easily implement "100 minus age" rule of long-term investment allocation from their first income itsel...

1. For ensuring investment universe uniformity of Equity MFs, Sebi has defined Large cap, Mid cap and Small cap stocks, in terms of full ma...

1. Are my Will and my husband's Will explicit and current? 2. Are my advisors competent and sincere? 3. Am I aware of greedy relative...

1. For initiating systematic long-term investment in a mid-cap or small-cap fund, select one with high star rating and mid- / long-term pas...

1. Inadequate financial literacy often creates financial insecurity in a woman, which can result in her facing disturbing social fallouts l...

1. Over-reliance on a single team of experts to handle your money can be reduced by selecting funds across different AMCs. 2. By doing so,...

1. A disciplined asset allocation is the key to financial risk management and control. 2. It starts with:- a) Setting realistic goals at ...

1. You can get rid of your retirement blues if you have accumulated a wealth of at least 150 times your monthly retirement expenses, i.e. 7...

These 5 steps could help in reducing investment-related risk:- 1. Segregate life goals / needs by fixing time horizons for achieving each...

1. For a new investor, equity mutual funds offer a range of options catering to various needs and goals depending on your risk profile.  2...

1. For a new investor, equity mutual funds offer a range of options catering to various needs and goals depending on your risk profile.  2...

1. It's a fact that financial planning based on nominal inflation rate is very dangerous for meeting retirement goals, long-term health...

1. Reviewing each mutual fund of one's portfolio periodically helps to assess how it is doing, and whether it is suitable for meeting p...

1. While your discontinued policy will remain valid till its annual term expires, you can't take any legal recourse for its continuity ...

1. At 40, a well-diversified asset allocation plan that addresses your personal risk comfort foremost is desirable.  2. You could allocate...

1. Just as a menu card in a restaurant enables selecting what you "like", your investment approach should be to select what is ...

1. Increasing awareness about mutual funds among novice investors. 2. Consistent lacklusture returns in traditionally preferred assets lik...

These 5 steps immensely help in defining and controlling downside risk that an investor can take:- 1. Segregating goals / needs by fixing...